Insurance & Protection
Life is unpredictable, we are never sure what it will throw at us and how we will handle it. Having Life Protection cannot stop life’s events from taking place, but it can help you financially prepare, giving peace of mind that your house and assets will be secure whilst you are dealing with the consequences of life-changing events. And with many policies offering practical and emotional support, can you afford not to take out life protection?
With terms such as whole of life, family income benefit, mortgage & income protection and critical illness cover, choosing the right life assurance plan for you and your family can be complex and confusing. We have vast experience in this area and can ensure that the type of plan, cover and duration you choose today will support and grow with you. We also offer help with the application process and the complexity of questions about your health, family medical history and lifestyle.
These are some of the protection policies we can offer:
Life Cover
How much is it worth to secure your family’s financial protection after you’ve gone? If you already have life cover in place will it only pay off your mortgage? What about other monthly bills and other regular payments? We can offer policies tailored to consider these needs at a budget to suit you.
Critical Illness Cover
Should you you suffer from or be diagnosed with Critical Illness this type of policy could provide finance to pay your mortgage and/or bills when you are unable to work or have reduced income, or to help fund treatment or prescription drugs not available on the NHS.
Income Protection
These policies offer financial help when you need it the most due to accidents, injury or illness. These tax-free payments based on a percentage of your earnings can support your monthly bills or even help finance someone to do the tasks you are no longer able to do for yourself.